Not long ago, if you wanted a high-end smartphone, you had to sign a contract with a major wireless carrier and play by their rules. That meant multi-year service agreements, expensive monthly bills and new fees. Now, Verizon is forcing even more expensive shared data plans on new subscribers, and AT&T is preparing to tout similar plans.

Fortunately, these days you can avoid the big guys and still get some of the best smartphones, with no contract, and save money in the long run by paying a lower monthly bill.

(MORE: 50 Best iPhone Apps 2012)

Here are three of the best phones you can get without a traditional $70-and-up monthly bill. They’re not the only low-cost options, but all three are also currently available on major wireless carriers at a higher monthly price. Consider these alternatives if you’re on an individual plan and want…

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